Check out the following tips below:
1. Always know your previous bank balance in your head so that you know if it has added up.
2. Don’t use your SMS to check bank alerts, don’t depend on your SMS because scammers can manipulate the SMS, always check your alert from your bank Mobile app. Also, the alert may be delayed in sms, but your bank mobile app will show it immediately. Don’t depend on SMS, check your balance through the App.
3. Open an email with your bank. So that your bank will always send an alert to your email. Email does not show fake alerts, Emails only show real alerts, so if you don’t see the alert in your email. It’s fake
4) If you’re a business person. Don’t easily trust customers, especially your new client when they send money to you except you have confirmed it. Most of these scammers dress nicely and drive clean cars. You may look at their appearance and think they cannot scam you it’s a lie. They have money but they still want to scam the poor.
5) Don’t allow any customer to rush you during transactions. Saying they want to attend to a meeting somewhere. Don’t let anyone go without confirming your alert. Even if they show you debit alert, don’t believe it because most of them will ask for your account number and insert the pin. While the transaction is going on, they will cancel it but the bank will send them a debit alert. They will take the debit alert and show you to believe but later the bank will reverse the money to their account because it was a cancelled transaction
6) When the person wants to transfer money, ask for your phone number, give the person a phone number that is not connected to your bank. If you receive alert in that phone number, know it’s a fake alert.
7) Know how your bank mask account numbers. Some banks will mask the middle digit of your account leaving the last four digits “4563****5674” . Some banks will mask all leaving only the last four digits “******6743”.
8. Pay attention to the message title, Some bank use “Acct” while some use “Acc”. And also pay attention to the case your bank uses if it is small or in capital letters. Some bank uses “ACCT , ACC or Acc and Acct .
9) Some banks present credit alerts as “CR:NGN545,700. While some us “CR:N5,000. So know the methods your bank uses and also pay attention to the case if they use small letters “cr” or capital letters “CR”
10. The last one is that fake alert does not come with Kobo. Real alert shows “6000.56” but fake alert only shows “6,000.
Source: Nairaland/ ExAngel007